Various Types of Payment Gateways


Payment gateway is the most important part of E-commerce business.  Customers pay for the products; they have bought from your site through the payment gateways.  In now-a-days, setting up a payment gateway has become very easy. It doesn’t need lots of documentation, verification, huge set up feeds and technical know how to make it work.

Some things to consider before setting up a payment gateway:

  • Set up cost
  • Maintenance cost
  • Time to set up the whole process
  • User interface of the gateway
  • Payment options ( Credit card, Debit card, Netbanking, Mobile wallets etc)
  • Future Support

A payment gateway is an e-commerce thing that allows sellers/buyers to complete their internet transactions via cards/mobile wallets/netbanking, failing of which can lead to a decline in the total sales.

Here are some lists of payment gateways that are helpful  for your e-commerce business:


Instamojo is the easiest way to sell online and collect payments for your products & services in India – with a link, on your website or social media. It is a Bangalore based company. Thousand of users use this towards payments of ebooks, reports, tickets, tutorials, merchandise, invoices services and many more.

This is super easy to setup without any fee or even zero maintenance charges. This is strongly recommended for small businesses.

Top clients of Instamojo:

Shopo(Snapdeal’s app), Online Prasad, Urbanclap, Yourstory and others.

CC Avenue

Launched in 2001, CCAvenue is South Asia’s largest payment gateway solution, helping more than 85% of e-merchants with real time, multi-currency, multiple payment options, online payment payment services. It also supports the largest number of Banks & payment option.

Top clients of CCAvenue: 
MakeMytrip, ClearTrip, Naukri, AirAsia, Yatra, redBus, Myntra and Snapdeal


Citrus is another payment gateway used  by 800million users in India since 2011. T also provides Wallet service to the users. At present, it’s setup fee is Zero, annual maintenance fee is 1200.

Top clients of Citrus Pay: 
ProfitBooks, Emirates, Etihad, Airtel, Meru, Zivame, Esselworld, Kaya, PVR Cinemas and Healthkart

PayUbiz and PayUMoney

PayUbiz is one of the most comprehensive Payment gateways in India for Credit & Debit Cards. It is strongly recommended for Indian market, simple to install, supported by Android and iOS. PayUmoney is the consumer brand of PayU India. It has a wallet solution also for consumers and payment acceptance for e-businesses. It’s setup and maintenance fee both are Zero where PayUbiz charges 4900 upto 29000 as startup fee and it’s maintenance fee is 2400.

Top clients of PayUMoney & PayUbiz: 
Jabong, BookMyShow, Freecharge, Zomato, Goibibo, Olx, Ola, ShopClues, Pepperfry


Paypal is one of the most widely use payment gateway in the world, therefore it’s the natural choice for Indian e-commerce businesses with a handful of international customers. Across the world it has more than 137 million accounts across 193 markets, compatible with 26 currencies. Paypal offers uploading of cheques through your smartphone’s camera and completion of transaction without having to exit the website.

These are few examples of Payments gateways that people use in e-businesses. Apart from these, we have now options to accept n pay money through mobile wallets.

Article is posted by http://www.shirsendu.com/. To get more latest updates follow us on Facebook, Twitter and in Linkedin.


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